A little preparation helps you compare homes and act within a budget you can sustain. Before viewing properties around Marshland and Christchurch, organise your finances, choose independent advisers and decide which property checks you will need.
Talk with your lender or a mortgage adviser about your deposit, likely borrowing range and ongoing costs. A conditional home-loan pre-approval can help you plan, but it is not final approval for a particular property; your lender may still need property details or a valuation. Budget for legal work, inspections, insurance, moving and any work you expect to do after purchase. The existing local adviser link is Rodney King at Loan Market Agile; you can choose your own lender or adviser. Read Settled’s finance guide.
Find a lawyer or conveyancer before you are ready to sign anything. Consider a qualified property inspector for a home you are serious about, and ask whether you need an engineer or other specialist for its particular features. A Marshland salesperson can answer questions about a listed property and must deal with you fairly, but the listing agent works for the seller. Your lawyer and other advisers give you independent advice. See Settled’s buyer support-team guidance.
At a viewing, note the condition, layout, sun, access and any changes you may want to make. Ask for available documents, including the title, council property file or LIM, and any disclosed reports. Have your lawyer explain the title, easements, consents and sale agreement; arrange your own inspection when appropriate. Do not treat a supplied report or online estimate as a substitute for the checks that matter to you.
Our open-home guide helps you plan a viewing, and our sale-method guide explains the timing and conditions for negotiation, deadline, auction and tender listings. Browse current properties or ask the team about the facts and documents for a specific listing.